Financial Planning

Financial Planning

June 20, 2008 Friday

Financial planning is the process of meeting life goals through a proper planning and management of finances. Financial planning helps us to translate our dreams and aspirations in to reality. It also helps us to provide meaning and direction to our financial decisions.

Financial planning has to be done in a proper way, so that it can be implemented effectively.The important steps to be followed while planning our finances are,

  • Analyse your dreams and aspirations
  • Establish the goals
  • Analyse your financial status
  • Analyse your emotional status
  • Develop a plan for achieving the goals
  • Implementing the plan
  • Monitoring the plan

Analyse your dreams and aspirations

All of us have got lot many things to do in life, Moreover we are all dreaming of doing the same at the earliest .But normally we do not realise the possibilities of these dreams. In India most of the people have not analysed these dreams and the ways of realising the same.

Establish the goals

Now you have to translate your dreams and aspirations in to money. Define the time frame within which you should be able to realize your dreams. The time frame may depend on your personal goals or family goals or both together. If you think, it is difficult to meet all your goals within the specified time frame, prioritize your goals based on urgency and importance. All goals need not necessarily relate to wealth accumulation only. There could be protection goals as well.

Analyze your financial status

Analyzing financial status includes,

  • An inventory of assets and liabilities (including securities holding, debts, insurance, etc)
  • A description of the present arrangement for distribution of assets at death
  • Estimates of your income and expenditure
  • Details of your insurance coverage

Once you analyze all these relevant information of your own, you will come to know where you do stand and what your needs are.

Analyze your emotional status

Emotional status is very important, while designing a financial plan for you. It will decide your strength to take risk or not. It will throws light on your hopes, fears, values, attitudes, preferences, biases and non-financial goals.

Develop a plan for achieving your goals

The plan, which you design, should take your present financial situation to the achievement of the objectives. A comprehensive financial plan should contain an analysis of all pertinent factors relating to your financial status.

Components of a good financial plan


-     your personal data
-     your goals and objectives
-     identification of issues and problems
-     assumptions
-     your balance sheet/net worth for the financial year
-     cash flow management
-     income tax planning
-     risk management/insurance planning
-     investments planning
-     estate planning

A well drawn plan must be tailored to you specific goals, situation and circumstances. If additional expertise is required, you should consult with a specialist in that field to help you design the overall plan. There is more than one more way for your financial goals to be achieved. If you want to try with other ways, you can first analyze the advantages and disadvantages of each strategy. The plan should be specific. It should list what you have to do? When and with what resources?

The plan format should be such that you can easily understand and evaluate. Only once you decide that the plan well suits to your needs, you can go to the next step.

Implementing the plan

Merely designing a plan, no matter how sound, does not constitute financial planning. A financial plan is useful to you only if it is put in to action. You have to ensure that the implementation is carried out in the manner and in accordance with the plan designed.

Monitoring the plan

Periodic reviews are the best form of monitoring. Of course, you should keep flexibility for a review if circumstances warrant. Following are three aspects to look at in a review :

-     the performance of what has been implemented,
-     changes in the personal and financial situation and objectives,
-     changes in the environment (regulations, financial, economic)

If you are on track to meet your financial goals nothing else needs to be done. If that is not the case, a revision is necessary. Revision process will involve the same above discussed steps but will take lesser time.

 
 
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Comments

"I would like to invest Please contact me @ 09886291034 Mohsin"

- Mohsin, 20th January 2009, Tuesday

"hi,this s arshiya,gr8 article!this s a nice way 2 create awareness abt ialamic investment oppertunities n india.m sure many ppl r lloking 4 islamic bankin,n investment in india.....4 such ppl like myself this aricle s both enlightening n helpful.plz keep me posted abt such rticles n future. thanx,keep up d good work:) arshiya "

- arshiya, 20th January 2009, Tuesday

"pl send the list of Shariah compliant stocks as well as Mutual Funds. "

- v.chandrasekar, 20th January 2009, Tuesday

"thanks"

- rukhsar, 20th January 2009, Tuesday

"great article ... but still i being a muslim cannot invest in such stocks until and unless some cleric of the religion/the imam permit for us and says that invseting in such things are halal. as we can also see their is a huge oppertunity in the muslim community who donot invest in indian stock exchange..as the awareness is less yes as rightly said by you if the indian goverment allows thees UAE laws then the 15% of population will invest in the stocks and in return our indian stock exchange will grow better then the others.. once again thanks for the info.. "

- mohammed mansoor, 20th January 2009, Tuesday

"Dear Sir, Assalam alaikum. I had observed some people in the market take orders for timber, school bags etc., in large quantities in the morning along with advance and then execute the orders in the day later by contacting their contacts for aprofitable price. Is shorting in hallal shares permitted based on thi analogy?"

- B Abdul Basheer Ahmed, 20th January 2009, Tuesday

"I am promoting a Technical College (Engineering College) in India through a Islamic Trust. Even though I am an Hindu, I have a great respect in the teachings of Islam and am working towards establishing a college which will help the muslim youths in the country to gain technical expertise and a valid engineering degree. I would appreciate if like minded people can support this cause. Arun"

- Arun Lohiya, 20th January 2009, Tuesday

"Good and detailed article, congrats. I would like to see a comprehensive list of mutual funds, stocks other avenues etc. where sharia compliant investment is possible. Thanks & Best regards."

- mohammed sameer, 20th January 2009, Tuesday

"it is a good article but it indicates only small area but good "

- naseem, 20th January 2009, Tuesday

"Shariah debars speculation but allows trade that is based on actual exchange of goods against payment. In this context the commodity market (SPOT transaction only and NOT FORWARD/FUTURE Trading) is another good area for investment. This has not been realized as there are only one or two exchanges dealing in SPOT transactions where delivery is mandatory. If this can be promoted, it can become a great attraction for funds looking for Shariah enabled investment opportunities."

- Shahid Ferozie, 20th January 2009, Tuesday

"Shariah debars speculation but allows trade that is based on actual exchange of goods against payment. In this context the commodity market (SPOT transaction only and NOT FORWARD/FUTURE Trading) is another good area for investment. This has not been realized as there are only one or two exchanges dealing in SPOT transactions where delivery is mandatory. If this can be promoted, it can become a great attraction for funds looking for Shariah enabled investment opportunities."

- Shahid Ferozie, 20th January 2009, Tuesday

"kindly send the list of Shariah compliant stocks as well as Mutual Funds"

- rafiq, 20th January 2009, Tuesday

"very bgood"

- mukesh sharma, 20th January 2009, Tuesday

"can i get any loan facility bcoz i m fresh mechanical engineer and i want to start a business relating to my field.please clarify all the thing if i can get any help relating to loan "

- abdul qader, 21st January 2009, Wednesday

"TDS "

- pramod, 21st January 2009, Wednesday

"The article seems to be intresting, pls do let me know if there is any way i can invest the companies money in cochin,kerala.As i am residind in kerala which is an upcoming industrial sector with all latest infrastructure etc"

- ranjit, 21st January 2009, Wednesday

"Good Insight, I look forward to have such articles more in coming times. Regards"

- ABDUL KHAN, 21st January 2009, Wednesday

"A good article pls send the list of Shariah compliant stocks as well as Mutual Funds. I would like to suggest at regional level. "

- Pushpendra SIngh Snior Coresspondant Rajasthan Patrika, 21st January 2009, Wednesday

"good one!!"

- mohamed abthul vathuthu, 21st January 2009, Wednesday

"hii i am impressed by your artical u can call me on 09743121209 or 9743121209 if u have any jobopportunity"

- Mudassar Ahmad khan, 21st January 2009, Wednesday

"gr8 rahul. it was nice reading about the immense untapped potential of shariah complaint investments . looking forward to more such articles"

- S H Choudhury, 22nd January 2009, Thursday

"Good Article. Now I am interested in investment on Mutual Fund please suggest on this. Thannks "

- Tanweer Ahmad, 22nd January 2009, Thursday

"pls send how much percentage use in manufactory company for PF, ESI,Also"

- Balaji, 22nd January 2009, Thursday

"A very good and informative article."

- Danish Shaikh, 22nd January 2009, Thursday

"A very good and informative article."

- Danish Shaikh, 22nd January 2009, Thursday

"I would like the readers to invite studying my blog on Islamic Banking in India at www.aicmeu.wordpress.com for economics of Islamic banking and India that how Islamic banking may help India grow faster. "

- Syed Zahid Ahmad, 22nd January 2009, Thursday

"Once again, I say thank you very much to whole team. Best regrads, Abdul Mateen."

- A.MATEEN, 23rd January 2009, Friday

"Good Article. Please help & admvise me for investment which comes under Islamic Law & also I can Save the Tax. My contact Number is 9711260263"

- Tanweer Ahmad, 23rd January 2009, Friday

" I would like to invest Please so pl send the list of Shariah compliant stocks as well as Mutual Funds."

- irfan shaikh, 23rd January 2009, Friday

"I would like to invest so Please send the list of Shariah compliant stocks as well as Mutual Funds"

- irfan shaikh, 23rd January 2009, Friday

"nice one"

- ashik, 23rd January 2009, Friday

"thanks"

- vijay anand, 24th January 2009, Saturday

"Send Complete Details on Islamic Investments in India along with & Quarterly / Half - Yearly / Annual Returns."

- MOHAMMED SAJID SULTAN, 24th January 2009, Saturday

"I would like to invest Please contact me @ 09886291034 Mohsin"

- Mohsin, 20th January 2009, Tuesday

"hi,this s arshiya,gr8 article!this s a nice way 2 create awareness abt ialamic investment oppertunities n india.m sure many ppl r lloking 4 islamic bankin,n investment in india.....4 such ppl like myself this aricle s both enlightening n helpful.plz keep me posted abt such rticles n future. thanx,keep up d good work:) arshiya "

- arshiya, 20th January 2009, Tuesday

"pl send the list of Shariah compliant stocks as well as Mutual Funds. "

- v.chandrasekar, 20th January 2009, Tuesday

"thanks"

- rukhsar, 20th January 2009, Tuesday

"great article ... but still i being a muslim cannot invest in such stocks until and unless some cleric of the religion/the imam permit for us and says that invseting in such things are halal. as we can also see their is a huge oppertunity in the muslim community who donot invest in indian stock exchange..as the awareness is less yes as rightly said by you if the indian goverment allows thees UAE laws then the 15% of population will invest in the stocks and in return our indian stock exchange will grow better then the others.. once again thanks for the info.. "

- mohammed mansoor, 20th January 2009, Tuesday

"Dear Sir, Assalam alaikum. I had observed some people in the market take orders for timber, school bags etc., in large quantities in the morning along with advance and then execute the orders in the day later by contacting their contacts for aprofitable price. Is shorting in hallal shares permitted based on thi analogy?"

- B Abdul Basheer Ahmed, 20th January 2009, Tuesday

"I am promoting a Technical College (Engineering College) in India through a Islamic Trust. Even though I am an Hindu, I have a great respect in the teachings of Islam and am working towards establishing a college which will help the muslim youths in the country to gain technical expertise and a valid engineering degree. I would appreciate if like minded people can support this cause. Arun"

- Arun Lohiya, 20th January 2009, Tuesday

"Good and detailed article, congrats. I would like to see a comprehensive list of mutual funds, stocks other avenues etc. where sharia compliant investment is possible. Thanks & Best regards."

- mohammed sameer, 20th January 2009, Tuesday

"it is a good article but it indicates only small area but good "

- naseem, 20th January 2009, Tuesday

"Shariah debars speculation but allows trade that is based on actual exchange of goods against payment. In this context the commodity market (SPOT transaction only and NOT FORWARD/FUTURE Trading) is another good area for investment. This has not been realized as there are only one or two exchanges dealing in SPOT transactions where delivery is mandatory. If this can be promoted, it can become a great attraction for funds looking for Shariah enabled investment opportunities."

- Shahid Ferozie, 20th January 2009, Tuesday

"Shariah debars speculation but allows trade that is based on actual exchange of goods against payment. In this context the commodity market (SPOT transaction only and NOT FORWARD/FUTURE Trading) is another good area for investment. This has not been realized as there are only one or two exchanges dealing in SPOT transactions where delivery is mandatory. If this can be promoted, it can become a great attraction for funds looking for Shariah enabled investment opportunities."

- Shahid Ferozie, 20th January 2009, Tuesday

"kindly send the list of Shariah compliant stocks as well as Mutual Funds"

- rafiq, 20th January 2009, Tuesday

"very bgood"

- mukesh sharma, 20th January 2009, Tuesday

"can i get any loan facility bcoz i m fresh mechanical engineer and i want to start a business relating to my field.please clarify all the thing if i can get any help relating to loan "

- abdul qader, 21st January 2009, Wednesday

"TDS "

- pramod, 21st January 2009, Wednesday

"The article seems to be intresting, pls do let me know if there is any way i can invest the companies money in cochin,kerala.As i am residind in kerala which is an upcoming industrial sector with all latest infrastructure etc"

- ranjit, 21st January 2009, Wednesday

"Good Insight, I look forward to have such articles more in coming times. Regards"

- ABDUL KHAN, 21st January 2009, Wednesday

"A good article pls send the list of Shariah compliant stocks as well as Mutual Funds. I would like to suggest at regional level. "

- Pushpendra SIngh Snior Coresspondant Rajasthan Patrika, 21st January 2009, Wednesday

"good one!!"

- mohamed abthul vathuthu, 21st January 2009, Wednesday

"hii i am impressed by your artical u can call me on 09743121209 or 9743121209 if u have any jobopportunity"

- Mudassar Ahmad khan, 21st January 2009, Wednesday

"gr8 rahul. it was nice reading about the immense untapped potential of shariah complaint investments . looking forward to more such articles"

- S H Choudhury, 22nd January 2009, Thursday

"Good Article. Now I am interested in investment on Mutual Fund please suggest on this. Thannks "

- Tanweer Ahmad, 22nd January 2009, Thursday

"pls send how much percentage use in manufactory company for PF, ESI,Also"

- Balaji, 22nd January 2009, Thursday

"A very good and informative article."

- Danish Shaikh, 22nd January 2009, Thursday

"A very good and informative article."

- Danish Shaikh, 22nd January 2009, Thursday

"I would like the readers to invite studying my blog on Islamic Banking in India at www.aicmeu.wordpress.com for economics of Islamic banking and India that how Islamic banking may help India grow faster. "

- Syed Zahid Ahmad, 22nd January 2009, Thursday

"Once again, I say thank you very much to whole team. Best regrads, Abdul Mateen."

- A.MATEEN, 23rd January 2009, Friday

"Good Article. Please help & admvise me for investment which comes under Islamic Law & also I can Save the Tax. My contact Number is 9711260263"

- Tanweer Ahmad, 23rd January 2009, Friday

" I would like to invest Please so pl send the list of Shariah compliant stocks as well as Mutual Funds."

- irfan shaikh, 23rd January 2009, Friday

"I would like to invest so Please send the list of Shariah compliant stocks as well as Mutual Funds"

- irfan shaikh, 23rd January 2009, Friday

"nice one"

- ashik, 23rd January 2009, Friday

"thanks"

- vijay anand, 24th January 2009, Saturday

"Send Complete Details on Islamic Investments in India along with & Quarterly / Half - Yearly / Annual Returns."

- MOHAMMED SAJID SULTAN, 24th January 2009, Saturday

" great article ... but still i don't have money to invest in . first i would request you to give me direction how to earn money. as far as this huge oppertunity is concern i try to take a chance in the muslim community who donot invest in indian stock exchange. "

- sachin kumar, 24th January 2009, Saturday

"I AM INTERESTED KINDLY FORWARD ALL THE SCHEMES AVAILABLE THANK YOU"

- MEHTAB ANSAR, 24th January 2009, Saturday

"Where can such investments in India be done? "

- s a, 24th January 2009, Saturday

"i would like to say that is a good helpful article for investor but unfortunately present market situation do not influence the investor towards him."

- kuldeep biswal, 24th January 2009, Saturday

"good social work . may allah give you hidayath"

- KIFAYATHULLA, 25th January 2009, Sunday

"pl send the list of Shariah compliant stocks as well as Mutual Funds. "

- Ashok kulkarni, 25th January 2009, Sunday

"Our discussions RUmapathy"

- sampath@robusthotels.com, 25th January 2009, Sunday

"for your Info UP"

- dnaganand@gmail.com, 25th January 2009, Sunday

"I have passed three module NCFM certification If you are required professional Staff Member Please give me offer for Dealer job in your organisation. thanking you "

- Bilal Ahmed , 25th January 2009, Sunday

"sir,kindly tell me the detail islamic investment has tied up with any indian compny or expanding there branch with new name.i want to know"

- mohd.imran-ul-haque, 27th January 2009, Tuesday

"nice one"

- shweta bhatnagar, 27th January 2009, Tuesday

"I am interested in invest of growth fund as per rules of islamic. "

- sheikh mohd. hanif, 29th January 2009, Thursday

"nice article providing gr8 potential to new investment avenue for muslims such articles should b publicised as the people r not much aware of it."

- Reshma khan, 31st January 2009, Saturday

"in case of job opportunities plz let me know i have passed 5 modules of ncfm"

- Reshma khan, 31st January 2009, Saturday

"how to investment with under the islamic rulse "

- nasir hussain, 8th February 2009, Sunday

"plz send the complete list of companies in which it is profitable to invest"

- yasir, 9th February 2009, Monday

"plz mutual fund and equity , comedite"

- vinit gupta, 9th February 2009, Monday

"Please keep me update in Islamic Investment and which is the company in india whre i can invest for my retirement so i can get pension"

- Ibrahim Shaikh, 9th February 2009, Monday

"good kwnoledge abt muslims that we anot known because of communication gap. "

- shyam rajpal, 10th February 2009, Tuesday

"good kwnoledge abt muslims that we anot known because of communication gap. "

- shyam rajpal, 10th February 2009, Tuesday

"HI I HV CLEARED 4 NCFM MODULES PL LET ME KNOW IF ANF JOBS FOUND"

- NARASIMHA, 11th February 2009, Wednesday

" Send Complete Details on Islamic Investments in India along with & Quarterly / Half - Yearly / Annual Returns.and the name of companys in india."

- ZAMEER AHMED, 11th February 2009, Wednesday

"Please advise me on such companies. Thanks"

- Arif, 11th February 2009, Wednesday

"is very crucial topic for every one who is related to commercial era "

- sourabh srivastav, 11th February 2009, Wednesday

"I want to know abt the investment & its benefits? & How to or what would be the least amt of investment."

- Parveen, 13th February 2009, Friday

"good to know that investment companies for muslims function in india"

- namita, 13th February 2009, Friday

"want to invest."

- sanjay luthra, 15th February 2009, Sunday

"online job search for freshers "

- md khan, 16th February 2009, Monday

"I want to make my career in this field and I wanted to earn more money in this. what are the procedure to join this area "

- mdafaque, 17th February 2009, Tuesday

"VERY USEFUL."

- AHMED SHARIEF, 25th February 2009, Wednesday

"I MOHAMMEDRASHEEDAHMED HAS DEGREE IN MECHANICAL ENGINEERING SO I WANT TO WORK IN THIS FIELD SO GIVE ME CHANCE"

- MOHAMMEDRASHEEDAHMED, 25th February 2009, Wednesday

" Its a good article and u people are doing trmendious job by making people aware of shariah law. best of luck and regards to your team and pl send the list of Shariah compliant stocks as well as Mutual Funds"

- Mohammed Muzaffaruddin, 26th February 2009, Thursday

"wants to know more about this."

- marfil, 26th February 2009, Thursday

"Assalamu Alaikm.this is afzal.it is very good method for the indian muslims to investn the money to right place.so i would to know the company which is able to lead our money right away.And also i want to know there is any possiblity for the industrial project loan.if there is please sent as soon as possible. Thank you very much. "

- Abzal khan, 26th February 2009, Thursday

" islamic investment opportunities in dia is wonderful subject for investors"

- m.s vignanand sagar, 26th February 2009, Thursday

" it is wonderful subject for investors"

- m s vignanand sagar, 26th February 2009, Thursday

" this article useful for the investors"

- m s vignanand sagar, 26th February 2009, Thursday

"Wants to know more what are the schemes"

- mohd arif, 26th February 2009, Thursday

"pl tell me how to invest this is as shair "

- mohd jalaluddin siddqui, 27th February 2009, Friday

"Its really very nice to see that in India something is been done for investments according to muslim law. Please let me known when and were we should invest as per Shariah. Great job."

- shakira shaikh, 27th February 2009, Friday

"I M Opening MLM Company withen 1 Month DREAMROYAL.CO.IN is good for Earning Money, if Query EMail on DREAMROYALMLM@GMAIL.COM 09323616525"

- Juned A Shaikh, 27th February 2009, Friday

"This is really a great news,i have strong belief that non intrest banking and investment is the new & ethical trend started by muslims adhering to their shariah can lead the society and nation to the greater heights. BY. M.Zaman"

- M.Zaman, 27th February 2009, Friday

"Dear Mr. Rahul, First of all i would like to congratulate you for such an interesting topic. Secondaly, i would also request you to kindly write an article as to why "Islam doesn't allow in Interest Accepting / lending activities"? It will give a clear cut picture obout the teachings and representation of Islamic laws to all our brothers and sisters who would want to know more about the same. "

- Zafar Iqbal Ansari, 27th February 2009, Friday

"Very nice article. Moreover i have done a lot of research about Islam and the fact i would like to share with everyone here is that if given an opportunity to invest as per shariah laws the economy of india will never slow down. It is because of the rules which have been mentioned in the holy book Quran. It says very clearly that we should refrain either in taking interest or giving it for any reasons. And we all know very well that when we need money in any emergency and if we have to take it from any such sources to whom we have to pay a large sum of interest on the principle amount then it really hurts. Isn't it? So think it that ways and you will understand it clearly. For more information kindly read the holy book Quran. It will give you an insight of everything you would want to know. Thanks"

- Alpana, 27th February 2009, Friday

"good article. let me know which are the cos which follow investment norms according to islam. thanks."

- farheen siddiqui, 3rd March 2009, Tuesday

"its for tru muslim"

- Ansar khan, 5th March 2009, Thursday

"Sir Islamic Investment Companies in india"

- yaseen baba, 7th March 2009, Saturday

"no comment"

- SHEIKH WASIM, 9th March 2009, Monday

"hi I dnt know who r u but investing the money in the right path is good in islam but how can we know that our money is gng on right way.so plz comfrm me then i take a step to invest."

- SYED NADEEM, 14th March 2009, Saturday

"Yes there is greate opportunity of india because most of the people among muslim not invest in mutual fund or any other fund because their investment not as per the sharia. Therefore the greate opportubity for us."

- MD AMANUDDIN, 24th March 2009, Tuesday

"Thanks for your information kindly give me the details about such companies and how can I invest in them."

- Muneer Pasha, 24th March 2009, Tuesday

"Hi,it is an intresting topic which has highligted the islamic way of investing and also eliminate a lot of doubts from the mind of investors who couldnot make investment because of ignorance.The article is truly appreciated."

- MD IRSHADUL HAQUE, 25th March 2009, Wednesday

"Hi,it is an intresting topic which has highligted the islamic way of investing and also eliminate a lot of doubts from the mind of investors who couldnot make investment because of ignorance.The article is truly appreciated."

- MD IRSHADUL HAQUE, 25th March 2009, Wednesday

"Dear Rahul, kudos for writing such an informative article on islamic finance. We Muslims in India are desperate to invest our money in accordance with the shariah norms and this article will help many in this endeavor. Further i would also like to request you to inform us why RBI is not allowing Islamic banks to start operations in India. thanks"

- ZAHOOR AH. WANI, 25th March 2009, Wednesday

"Its really good topic which will bring awareness among muslim community This help many muslims to invest thier money into stock market which complies the Shariah Rules."

- Lathieef, 26th March 2009, Thursday

"Hi Rahul, This article was a good read. It would be nice if u could suggest few companies/mutual funds which adhere to rules laid down by the Sharia. "

- Asfia Rais, 26th March 2009, Thursday

"Please go through the article."

- IMTIYAZ HASAN, 28th March 2009, Saturday

"Well i know people who really want to invest in islamic fund"

- quazi fahad, 29th March 2009, Sunday

"ur article is fantastic."

- anil singh, 31st March 2009, Tuesday

"As Muslim Where should I Invest My Money & How I will get Beniffit which is Halal."

- Shaikh Akhtar Iqbal, 5th April 2009, Sunday

"Really a nice one to read. The best thing is its brevity and simplicity. No doubt Islamic Financing System is the need of the hour...."

- Shahbaz, 21st April 2009, Tuesday

"VERY USEFUL AND HELPFUL "

- Nahia Syed, 28th April 2009, Tuesday

"sir i invested in birla sunlife infrastructure fund and mayrill lynch mutual fund since may 2008 through a management trainee under sharekhan ltd, noida but i didnt get any information regarding those mutual fund, and now i have to file my income tax return. i have only cheque detail which has been dr. from my account. pls tell me how can i got information about them. thank you regard Dishan Ahmed"

- Dishan Ahmed, 14th June 2009, Sunday

"can i invest inshares as per islamic investment law, & which shares i can purchage "

- shaikh mehebub sultan, 14th June 2009, Sunday

"it provides direction &information to muslim world how to proceeds with money"

- shameer, 21st June 2009, Sunday

"it provides direction &information to muslim world how to proceeds with money"

- shameer, 21st June 2009, Sunday

"Good Article"

- Ajmal, 11th July 2009, Saturday

"like to know more about it"

- FARHEEN KHALIQUE, 19th September 2009, Saturday

"Thanks for writing such an informative article on islamic finance. We Muslims in India are desperate to invest our money in accordance with the shariah norms and this article will help many in this endeavor. Further i would also like to request you to inform us why RBI is not allowing Islamic banks to start operations in India. thanks"

- Mahtab Ali, 19th September 2009, Saturday

"Congratulations on your excellent article. waiting for your further write-ups eagerly H Abdur Raqeeb Convener,National committee on Islamic Banking GS-Indian Centre for Islamic finance-ICIF"

- H Abdur Raqeeb, 1st February 2010, Monday

"Hi there! I would like to burn a theme at this forum. There is such a nicey, called HYIP, or High Yield Investment Program. It reminds of financial piramyde, but in rare cases one may happen to meet a company that really pays up to 2% daily not on invested money, but from real profits. For several years , I make money with the help of these programs. I'm with no money problems now, but there are heights that must be conquered . I make 2G daily, and my first investment was 500 dollars only. Right now, I'm very close at catching at last a guaranteed variant to make a sharp rise . Turn to my web site to get additional info. "

- Kalpsyperep, 3rd February 2010, Wednesday

"please send me detail way of islamic investment plan need very soon"

- syed faizuddin, 3rd February 2010, Wednesday

"Wants to know more what are the schemes"

- syed faizuddin, 3rd February 2010, Wednesday

"Wants to know more what are the schemes"

- syed faizuddin, 3rd February 2010, Wednesday

"As Muslim Where should I Invest My Money & How I will get Beniffit which is Halal. "

- syed faizuddin, 3rd February 2010, Wednesday

"I want to start investing."

- Yousuf, 8th February 2010, Monday

"Please let me know we want to invest under Islamic laws, how we can do it in India where everywhere is interest. Can you please name us some registered agencies or banks where we can invest under Islamic rule in India."

- sareer ahmad, 15th April 2010, Thursday

"I am an NRI. I am also a Shariah and Investment Analyst working in an Islamic bank in UAE. I am lloking for some Shariah complaint investment avenue in Indian. regards, Abu Shoaib"

- abu shoaib, 18th July 2010, Sunday

"Great.This very important for every Muslim in India."

- Abu Bakkar Siddik Amin, 6th November 2010, Saturday

"fyi"

- jitendra, 29th December 2010, Wednesday

"It is very good. Please inform me some Investment company from which I can earn more halal money. I want to INVEST & EARN halal high income."

- Mohd. Riyaj, 30th December 2010, Thursday

"Dear Sir/Madam I m Gurbinder Singh from hissar cantt haryana I m self employed I m a general order supplier in hissar cantonment area with name G S Enterprises and my other unit is Dare Industries i want loan to expand my business and pay out my outstanding bills can your company help me i will be very thank full to you"

- Gurbinder Singh, 16th May 2011, Monday

"its very important to see that the earning income is Halal or Haram."

- md riyaz, 26th May 2011, Thursday

"First of all thanks to " ALLAHA"...., Assalamu Alaika....., hi.., i am from bangalore...... i was into designing profession . I WOULD LIKE TO START BUSINESS. Well wanna take dealership for this . would like to take both karnataka & kerala dealership. regarding product.... which is market scenario and also advanced with no competetors at present. products from sweden based company. for both dealership i wanna meeet nearly 30 lakh's. I could be able to arrange 8 lakh's. Remaining amout i have to arrange . here am looking for some Islamic Investors as well partners. my time upto this month ( 20 th of july 2011). so pla provide me some what information related to this . also viewers pl;a reply me . ] here my both cell number and e mail add .......... SHIBU ALI =( 0 99167 93375/ 0 98468 95124 ) E.mail ID: [shibuatila@yahoo.co.in]"

- Shibu Ali, 6th July 2011, Wednesday

"loooking for investors....... mainle islamic investment oriented.wants to meet 30 lakh's indian rupee. would like to do business both karnataka and kerala.am looking for investors as well partners. plz reply me urgently. pl z reply me . 0 99167 93375/ 0 98468 95124. E.mail ID : shibuatila@yahoo.co.in"

- Shibu Ali, 6th July 2011, Wednesday

"The above advantages of Islamic Finance like not dealing with complex financial deals rather robberies etc have saved Islamic Funds from falling like other general funds. It has also been documented in a video, the link being http://www.youtube.com/watch?v=XeQkY7DoY9U Islamic Finance is more like Value based Investments, since it avoids high debt etc. We at WealthCity in India www.wealthcity.in follow similar norms and found the Shariah returns are far better than conventional returns."

- Riyas, 14th July 2011, Thursday

"We are provider of Shariah Compliant investments and advisory services. www.islamitijara.com"

- Ziaulla Namani, 3rd August 2011, Wednesday

"Need complete details what the investment and whats the benefits. Thanks"

- iliyas, 1st October 2011, Saturday

"please mantioned name of companies for islamic investment"

- Azaz, 20th October 2011, Thursday

"Currently iam working with Accenture in BPO sector intrested in long term savings for our financial securties however its should be without interest rates According to our muslim law.So could you help me with be the best per monthly investment scheme according to muslim shariah .The monthly schecme can be arround 1500RS.you can inform my number to the agent who can help with the complete scheme. Looking forward to hear from you. "

- Nasreen Aslam shaikh, 22nd December 2011, Thursday

"Need information regarding investment."

- Sohel shaikh, 3rd February 2012, Friday

"As Muslim Where should I Invest My Money & How I will get Benifit which is Halal."

- mirza arshad, 10th February 2012, Friday

"i want to invesment money in islamic share market,,give details about that//and on thing i have no invest big amount in but small amount yes so kindly what is the way in please share......fasishaik"

- mohammad fasihuddin shaik, 11th February 2012, Saturday

"Please provide me name of the companies for investment according to shariat law"

- Nauman, 15th February 2012, Wednesday

"esrfsef"

- Sudheer, 3rd May 2012, Thursday

"test"

- Rasheed, 8th May 2012, Tuesday

"how to do f.p and increased fund by monthly saving"

- rites, 8th May 2012, Tuesday

"show me some good way"

- MOHD SADIQ, 12th May 2012, Saturday

"assalam-u-alikum, Dear sir,i want to start my own business, plz write to me where can i invest my money and earn according to islami shariah law....9796922033"

- Nazir ahmad baba, 14th May 2012, Monday

"Please send me Article on Financial Planning."

- Abdul Aleem Khan, 3rd December 2012, Monday

"Please send me Article on Financial Planning."

- Abdul Aleem Khan, 3rd December 2012, Monday
 
 

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